{"id":114,"date":"2026-10-22T17:00:00","date_gmt":"2026-10-22T17:00:00","guid":{"rendered":"https:\/\/www.mverma.ca\/blog\/?p=114"},"modified":"2026-10-22T17:00:00","modified_gmt":"2026-10-22T17:00:00","slug":"canadas-model-tracks-mortgage-renewals","status":"publish","type":"post","link":"https:\/\/www.mverma.ca\/blog\/2026\/10\/22\/canadas-model-tracks-mortgage-renewals\/","title":{"rendered":"Canada&#8217;s Model Tracks Mortgage Renewals"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/mayank-verma\/bank-of-canadas-new-forecasting-model-zeroes-in-on-mortgage-renewals-remotion-videos-d2b4\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>It\u2019s interesting to see Canada\u2019s central bank updating its forecasting approach to put more weight on mortgage renewals and housing supply when measuring inflation. As someone who helps clients buy and sell homes across Surrey, Vancouver, Burnaby, and beyond, I know firsthand how critical these factors are for households. The bank\u2019s new model, which started being used just last month, recognizes that the wave of mortgage renewals is now a major factor in setting interest rates. This means household financing pressures are getting the attention they deserve in policy decisions. The central bank governor mentioned this model will be the main tool for their October 28 rate announcement and the next Monetary Policy Report. While no model has all the answers, this shift is a reminder of how our market is shaped by both local supply challenges and broader economic trends. For those navigating real estate decisions, staying informed about these changes is key.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s interesting to see Canada\u2019s central bank updating its forecasting approach to put more weight on mortgage renewals and housing supply when measuring inflation. As someone who helps clients buy and sell homes across Surrey, Vancouver, Burnaby, and beyond, I know firsthand how critical these factors are for households. The bank\u2019s new model, which started [&hellip;]<\/p>\n","protected":false},"author":280,"featured_media":115,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-114","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.mverma.ca\/blog\/wp-json\/wp\/v2\/posts\/114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mverma.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mverma.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mverma.ca\/blog\/wp-json\/wp\/v2\/users\/280"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mverma.ca\/blog\/wp-json\/wp\/v2\/comments?post=114"}],"version-history":[{"count":1,"href":"https:\/\/www.mverma.ca\/blog\/wp-json\/wp\/v2\/posts\/114\/revisions"}],"predecessor-version":[{"id":116,"href":"https:\/\/www.mverma.ca\/blog\/wp-json\/wp\/v2\/posts\/114\/revisions\/116"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mverma.ca\/blog\/wp-json\/wp\/v2\/media\/115"}],"wp:attachment":[{"href":"https:\/\/www.mverma.ca\/blog\/wp-json\/wp\/v2\/media?parent=114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mverma.ca\/blog\/wp-json\/wp\/v2\/categories?post=114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mverma.ca\/blog\/wp-json\/wp\/v2\/tags?post=114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}